If you live and drive in Pennsylvania, you most likely need both auto insurance and home insurance. Legally, you have to carry at least minimum car insurance coverage. Whether you own or rent your home, you should have insurance to protect your belongings as well as your dwelling, and most mortgage lenders as well as most property managers require this coverage. Robert J. Bertram & Sons Insurance helps customers in the Wyoming Valley and throughout Pennsylvania save money by combining home and auto coverage through Encompass® Insurance.

Benefits of a Combined Policy

Combining home and auto insurance into a single policy can save you money and hassles. Combined policies through Encompass® include coverage of

• Your home
• Your car
• Your belongings

Under this single insurance policy, you can choose a variety of options. Because we know that you and your family are unique, we won’t try to fit you with a cookie-cutter policy. You can choose a variety of limits and features to address your personal concerns and protect against the risks you face.

Tiers of Protection

Encompass® combined coverage options available through Robert J. Bertram & Sons Insurance come in three different tiers of protection. You can choose from Elite, Deluxe or Special packages.

The Elite package includes a property location limit of 200 percent of your home’s replacement value. For auto coverage, it includes unlimited accident forgiveness as well as a safe driving bonus and roadside assistance.

The Deluxe package also includes a property location limit of 200 percent of replacement value. Auto coverage under this package includes one-time accident forgiveness as well as roadside assistance.

The Special package includes basic home insurance coverage as well as car insurance. The auto coverage includes roadside assistance, and trip interruption coverage is available for an additional charge.

Insurance is something everyone needs. Why pay more when you can get the coverage you need from Robert J. Bertram & Sons Insurance at affordable rates through the Encompass® packages we offer? Get your free quote today.

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